Here are a few practical ways that you may be able to cut back on your spending in order to have more resources to direct into God’s work.

When You Shop

• Purchase generic or household brands instead of nationally advertised brands or designer labels.
• Only purchase the things on your list. Don’t impulsively buy an item just because it is on sale.
• Only purchase with coupons when the product you are buying is then actually cheaper than its generic equivalent.
• Don’t buy gadgets.
• Skip the junk foods like soda, chips, and candy. They only add to your living cost and aren’t good for you anyway.
• Pay cash instead of credit. You are likely to spend less. Only take with you the money for the things you need and leave your checkbook at home.
• Wait a day and consider before you buy a costly item.
• Don’t window shop. You will often end up buying things you don’t really need.
• Buy things used instead of new—from thrift stores and garage sales.

Lifestyle Habits

• Eat simply. Have a garden if possible. Use less meat and more fresh fruits and vegetables and whole grains. Buy bulk when you can.
• Pack lunches instead of eating out, especially at expensive restaurants.
• Fast regularly.
• Reuse plastic containers. Freeze or store your leftovers in them for reuse.
• Stay away from vending machines.
• Turn out lights and cut back on electricity. You may decide not to air condition all summer.
• Save fuel, turn down the thermostat at night or when away.
• Repair things instead of just throwing them away.
• Go through your house once a year and clear out the extra things you’ve accumulated. Have a garage sale or donate them to a thrift store.
• Don’t make a habit of giving expensive gifts. Instead teach your children to find enjoyment in simple homemade toys and outdoor exercise. Give them your time instead of trinkets, which they don’t need.
• Avoid making or buying clothes just for a special occasion if you really don’t need them. Use the clothes you have until they are worn out. Reuse your older children’s outgrown clothing for the younger ones when you can.
• Get your wife to cut your hair instead of going to a barber, or at least find the cheapest barber.
• Reduce the cost and length of your vacations.
• Cut down on magazine subscriptions and don’t buy books you will only read once.
• Make your own card or write a letter instead of buying an expensive card.
• Furnish your house simply with used furniture—even if it doesn’t match.

(Adapted from The Road to Reality by K.P. Yohannan. Used by permission)